Charitable Matching Gift DB Rider

What will your Legacy be?

Ins. policy riders w/o addl. Cost for FlexLife NL and BasicSecure NL

Overview:

The Charitable Matching Gift Death Benefit rider will pay an additional amount to charities listed as policy beneficiaries at the time of death of the insured. Amounts paid to the charities are in addition to the policy death benefit.

• The matching amount is up to 2% of the base face amount, up to a maximum of $30,000. This limit is per policy, not per beneficiary. If multiple charity beneficiaries are named, all will share proportionally in the distribution of benefits.

• Additional Protection Benefit amounts are not eligible for match.

• A matching gift will be made to any organization accredited as a charity that qualifies for a charitable deduction under IRS rules and regulations.

National Life Group is the payer of the matching gift.

• Matching gifts will be paid in a lump sum even if death benefit is paid otherwise, such as installments under the benefit distribution option.

Availability:

• Charitable Matching Gift Death Benefit Rider is available for all issue ages and rate classes as base coverage.

• Charitable Matching Gift Death Benefit Rider may not be added after issue.

Charges:

• There is no additional charge for this rider.

Multi-Year Guaranteed Annuity (MYGA)

• RetireMax Secure 5 guaranteed rate of 5 years will decrease from 5.30% to 5.00%